Bävikaršu Árazam

Bävikaršu Muhammad Árazam (born 17 December 1955) is a Seratofian billionaire, , and of. He is also the largest in the company which is listed in the Borb's Fortune Global 100 list in 2019, and Seratof's most valuable company by assets and income in 2020. He is he richest man in Seratof, the Xth richest person in Artemia, and the Xth richest person in Anterra.

Árazam was born in Šmandoví in eastern Seratof as the fourth of six children. During his youth, he gained a strong interest in and  at an early age, and began to study them during his spare time at the library in Äxtarnjašlam. He graduated from the Imam Tarxäli Technological Institute in 1976 and began to form his conceptual investing strategies and portofolios. During his time working at Kajášku Automobiles in Ljana, he would spend half his paychecks on various investments. In 1981, he partnered with Karja Sudhíra to form a small-time holding. His successes led him to acquire many local factories and companies in his native Aršala. In 2003, the company acquired Kajášku Automobiles, and in 2009 finally managed to acquire a majority stake at the Central Artemian Bank, one of the largest banks in Seratof.

Árazam has been the chairman of Vidunta group since its initial founding in 1981. He is noted for his value investments and trading. He is also a frugalist despite being the richest man in Seratof. Árazam is also a noted philantrophist, and has pledged to give away 99.9% of his wealth to charities and other foundations.

Early life
Bävikaršu Árazam was born on the 17th of December 1955 to an ethnic Seratofian family in the small village of Šmandoví. He began his elementary education at the local village school, and continued on to graduate from the Äxtarnjašlam Middle School no. 2 in 1969. In 1972, he graduated from Äxtarnjašlam High School no. 1 with distinction, and was able to secure a spot at the prestigious Imam Tarxäli Technological Institute, majoring in. Initially, Árazam wanted to go straight into business and help his father conduct trades at the local market, but was barred by his oown father who instructed him to go to university.

Árazam has displayed interest in business, investing, and trade from a young age, occasionally accompanying his father to the capital of Aršala to sell their potatoes. He was also inspired by the numerous shops and businesses which existed in Äxtarnjašlam, and wished that he could someday own a house in the city. During his first visit to the public library in 1961, he read a book titled , which increased his interest in the subject. Initially, he did some small-time ventures such as selling bars and  to his friends at school, and selling newspapers in Äxtarnjašlam during holidays. During high school, he would perform several deliveries for companies in his spare time and make extra money by helping the factory conduct other on-site activities. By the time he was about to graduate High School in 1972, he had accumulated 1,500 Zakkas, in which he returned the money to his father who ran a small potato farm by their house. Árazam bought a and other farming equipment, as well as purchasing adjacent land for the potato farm. He also convinced some of his friends to help in the farm for a wage in tending the crops. Within months, the potato harvest of the family tripled, and for the first time in the farm's history, the potato shipments needed to be transported by truck. In 1973, the family made more than 15,000 Zakkas, of which Árazam got 6,000 in return for his contributions.

Árazam's interest in the stock market began when the family took a trip to the capital Azxara to see relatives in 1966. Then aged 10, Árazam, who was touring the historic district of the city, stumbled upon the Azxara Stock Exchange, the oldest and one of the most prestigious stock exchanges in Central Artemia. He insisted on buying several shares for himself and his younger brother Markus. He eventually bought 5 shares in Kajášku Automobiles for himself and 3 for his brother. He sold the stock in 1973 at five times of what the stock's price initially was.

In 1972, Árazam graduated from high school, and due to his good grades, he was able to secure a spot in the Imam Tarxäli Technological Institute without sitting through the university's entrance test. Initially, he refused to go to college on the basis of advancing his business ventures, but his father insisted him on going anyways. Árazam followed his father's orders, and studied mechanical engineering for four years before graduating in 1976. During his time as a student at the institute, Árazam continued to perform investments at several local businesses, sustaining him for the entirety of his student career.

Kajášku Automobiles (1976-1981)
Árazam landed a job at Kajášku Automobiles as quality assurance in 1976. He moved to Ljana that same year and closed all investments he made during his stay in Azxara, purchasing a modest house in the outskirts of the city. The job paid Árazam enough to sustain his daily lives and to save up for his marriage. He eventually married his long-time girlfriend and partner Natalija in a ceremony in 1978. In 1976, his salary was evident to be 2,000 Zakkas per month or twice the national average. With this money, he often enrolled in business seminars accross Ljana during his days off and begin to speculate and research about local companies. In January of 1977, he attended a week-long business and investment seminar for employees held by M. Gustáfa who wrote 9 ways to make 1,000 Zakkas, a book which greatly inspired a young Árazam.

In February of 1977, with his first paychecks and bonus, he poured money into a local  factory and chipped in more than 10,000 Zakkas, allowing the company to purchase several new equipment and employ more workers. Árazam became a board member of the small company and managed to influence the company in several ways, starting from its production method and strategy to its markets. This situation did not last very long, as Árazam would often ask for an early dismissal to the dismay of his bosses. Starting from April of 1977, Árazam would only visit the factory and the board on his days off, mostly on weekends, to consult on the latest developments in the company. He would then give advice from his newly-found knowledge of working at the automobile plant and its tactics to the company in an effort to increase revenue.

Árazam increased his shares in the company by investing another 10,000 Zakkas from his savings into the company in May of 1977 due to an increase in sales for the month of February, March, and April, and good company prospects. The company was about to open a new branch in the small suburb of Čavitu, and Árazam tried to market the company to other potential investors he knew through various connections and events to try and get them to invest in the company. Within Kajášku Automobiles, plant manager T. Suvirá began to notice Árazam's interest in business and investment, and offered him a raise and elevation to distribution manager on the basis that he forfeit all his claims in the textile company. Árazam, however, refused such as the long-term pay and output did not match if he were to continue with both work and ivnesting.

Every day, he would read the stocks on the newspaper and travel once every few weeks to Azxara to begin investing in various stocks an businesses. With a steady income, he was able to manage more funds and diversify his investments. In his final year of working at Kajášku Automobiles in 1981, his investment earnings have already exceeded his annual salary at the company.

In 1981, Árazam decided to quit his job at the company and focus full time on his business and investment career, to the dismay of his parents. He approached one of his old high school and university friends Karja Sudhíra who was also an avid investor to form their own small time holding. Árazam became the chairman and a co-owner of the new group, named Árazam-Sudhíra holdings. They began to acquire minor shares on small companies accross Seratof, and heavily investing on the automobile industry in which Árazam once worked. The company bought a 1% share in Kajášku Automobiles in 1982 and a 15% share at Lalu Inc., a supplier for Kajášku Automobiles. Árazam moved back to Šmandoví in 1983 after returns on his new firms exceeded expectations and bought a 50,000 Zakka house opposite of his parents' house, in which he still lives to this day. He also bought his family two trucks and more land to increase their farming capacity.

Vidunta Group
Árazam-Sudhíra holdings acquired their first corporation in 1985 after buying a majority stake in Lalu Inc. Both Árazam and Sudhíra became millionaires after the firm reached total assets of 8.3 million Zakkas.